Business Interruption Insurance

Because the last thing you need is to be interrupted

Don’t let the unexpected throw off your game. Get back to where you were prior, with Business Interruption Insurance.

Don’t let the unexpected throw off your game. Get back to where you were prior, with Business Interruption Insurance.

 

what is business interruption insurance

Business Interruption Insurance is typically included within your Commercial Property Insurance policy or could be added as a rider to an existing policy you carry. This insurance will cover the cost to rebuild or replace damaged property, in addition to covering net profit, natural disasters, employee fatality, and overhead costs including: employee payroll, rent, and hydro. Business Interruption Insurance will provide you with peace of mind that the future of your business is fully protected.

Example of coverage:

  • Your business experiences loss caused by flood or fire.

Business Interruption Insurance typically covers you only for damages caused by DIRECT physical loss, such as flood or fire. An example of an indirect loss would be a government-mandated closure such as the COVID-19 Pandemic.